2016 2015
 $’000   $’000 
Cash at bank and on hand    4,660

6,187

Restricted Cash – ACRA & Live Streaming   38,817

14,487

Interest bearing deposits   155,382

60,228

 198,859

80,902

Interest bearing deposits have a weighted average interest rate of 1.01% (2015: 1.82%).

As at 30 June 2016, if interest rates had changed by -/+ 100 basis points from the year-end rates with all other variables held constant, surplus for the year would have been $1,988,593 lower/higher (2015 change of 100bps: $809,017 lower / higher) mainly as a result of higher / lower interest income from cash and cash equivalents based on the year end balances.